The Score How It Works For Lenders API Access Research Become a Partner
Free · No Account · No Wallet Connection

Score any wallet.
Instantly.

VIZIScan® reads on-chain history and returns a 300–850 creditworthiness score. No identity required. No login. The score belongs to the wallet, not the person.

Enter a wallet address
Ethereum, Solana, Base, Polygon, Bitcoin, Avalanche, Arbitrum, BNB Chain. ENS names supported.
Please enter a valid wallet address (minimum 10 characters).

Scanning on-chain history…

Fetching transaction history
Checking DeFi lending protocols
Analyzing collateral & balance history
Running sanctions screening
Calculating VIZI® Score
VIZI® Score
— VIZI® Score
Score Breakdown — 8 Signals

How VIZIScan® works

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VIZIScan® scores wallets, not people. No identity linkage is made or required. VIZI® reads publicly available blockchain data only — the same data visible to anyone with a block explorer. Because we never connect a wallet address to a natural person, VIZIScan® operates outside the scope of FCRA consumer reporting requirements. Lenders who connect a score to an identified applicant are responsible for their own compliance obligations at that step.

1

Read-only blockchain scan

VIZIScan® reads only from publicly available on-chain data. No wallet connection required. No private keys. We cannot move or access your funds under any circumstances.

2

Eight on-chain signals scored

Repayment history, liquidation record, wallet age, collateral health, average balance, sanctions exposure, income consistency, and protocol engagement — all sourced directly from immutable blockchain records.

3

300–850 score returned instantly

The same scale as FICO® and VantageScore®. Lenders integrated with VIZI® accept this score directly with no translation required.

4

No score is stored without consent

Scores generated without account creation are ephemeral — not stored or linked to any identity. Create a free account to track a wallet over time and receive change alerts.

Frequently asked questions
Yes. Checking any wallet address via VIZIScan® is completely free with no account required and no limit on addresses. Continuous monitoring, alerts, and multi-wallet tracking are available on VIZIScan® Pro.
No. VIZIScan® reads only publicly available on-chain data using a wallet address. You never connect a wallet, sign a transaction, or expose any private information. We cannot access or move your funds.
No. VIZIScan® produces a wallet score, not a consumer credit report. Because no identity linkage is made, this is not a credit inquiry and does not affect any traditional credit file. VIZI® does not report to Equifax®, TransUnion®, or Experian®.
The VIZI® Score is a strict creditworthiness model — not a measure of trading skill or portfolio size. The two largest factors are on-chain repayment history (28%) and liquidation record (19%). If you have never borrowed on a DeFi protocol, your repayment history scores as unestablished. Responsible borrowing over time is the fastest path to improvement.
The most impactful actions: repay DeFi loans on time and in full on Aave or Compound; maintain conservative collateral ratios well above liquidation thresholds; keep consistent stablecoin balances over months; avoid any interaction with sanctioned or mixer-associated addresses. NFT trading and memecoin volume do not improve your score.
Lenders integrated with the VIZI® API can pull a wallet score when a borrower provides their address during an application. The lender — who collects KYC and connects identity to wallet — is responsible for their own compliance obligations at that step. A score generated via VIZIScan® is not automatically shared with any lender.
VIZI® currently scores wallet activity on Ethereum, Solana, Base, Polygon, Bitcoin, Avalanche, Arbitrum, and BNB Chain. Cross-chain activity is aggregated into a single score. XRP Ledger, Sui, and Aptos are in integration.