The VIZI® Institutional Score evaluates crypto-native institutions — funds, OTC desks, custodians, and market makers — on a 300–850 scale. Treasury management, governance quality, operational security, and regulatory compliance. All verified on-chain.
Individual VIZI® Scores measure personal wallet behavior. The Institutional Score adds four enterprise-specific dimensions that reflect how organizations manage capital, govern decisions, secure operations, and navigate regulation.
Evaluates how the institution manages its on-chain treasury: asset diversification across stablecoins, blue-chip tokens, and yield-bearing positions. Measures reserve ratios, liquidity depth, and whether treasury drawdowns follow predictable operational patterns or erratic withdrawals.
Assesses multisig configurations, timelocks on large transfers, and signing authority distribution. Institutions using single-key wallets for treasury operations are penalized. Those with 3-of-5 or higher multisig, hardware signer verification, and transparent governance frameworks score highest.
Analyzes the institution's on-chain security posture: use of cold storage, transaction velocity limits, anomalous transfer detection, and historical exposure to exploited protocols. An institution that has never interacted with a compromised contract scores higher than one that has — even if no funds were lost.
Continuous OFAC, EU, and UN sanctions screening across all institutional wallets. Measures mixer distance, flagged-address exposure, and transaction patterns consistent with known compliance frameworks. Institutions with zero sanctions proximity and clean counterparty graphs earn a compliance premium.
Maps the institution's on-chain counterparty graph to evaluate the quality and diversity of its trading partners. Institutions transacting primarily with other high-scored entities demonstrate lower systemic risk. Concentrated counterparty exposure or reliance on low-scored entities reduces the score.
Measures the length and consistency of on-chain activity. An institution with 24+ months of regular, predictable on-chain operations scores higher than a newly established entity. Settlement history, loan repayment records, and volume consistency over time all contribute to the track record factor.
Institutions operate dozens or hundreds of wallets — trading wallets, treasury wallets, settlement wallets, and cold storage. The Institutional Score aggregates behavior across all known wallets associated with an institution to produce a single, holistic view of organizational creditworthiness.
Our proprietary clustering algorithm identifies wallets belonging to the same institution based on funding patterns, timing correlations, and shared counterparties. Submit your known addresses or let VIZI discover associated wallets automatically. All clustered wallets contribute to the aggregate institutional score.
Institutional activity spans multiple chains. The Institutional Score aggregates on-chain behavior across Ethereum, Bitcoin, Solana, Polygon, Arbitrum, Optimism, Avalanche, and BNB Chain. One score, all chains, complete institutional risk picture.
Score hundreds of institutional counterparties in a single API call. Submit a CSV of wallet addresses and receive scored results via webhook callback. Ideal for prime brokers onboarding new clients, exchanges evaluating market maker applications, or compliance teams running periodic reviews.
The Institutional Score serves any organization that needs to evaluate the creditworthiness of crypto-native institutions before extending credit, custody relationships, or trading lines.
Before extending settlement credit or trading on a principal basis, OTC desks use the Institutional Score to evaluate counterparty risk. A score above 700 can qualify a counterparty for unsecured settlement windows. Below 580, pre-funding is required. The score replaces weeks of manual due diligence.
Prime brokers use the Institutional Score to set margin requirements and credit limits for institutional clients. Custodians use it to tier their service levels and insurance coverage. Higher-scored institutions qualify for lower collateral requirements and faster settlement cycles.
Crypto lending desks use the Institutional Score alongside traditional credit analysis to underwrite institutional loans. The score provides the on-chain dimension that balance sheets and bank references cannot: real-time visibility into how the borrower actually manages crypto assets.
The Institutional Score is designed to integrate with existing compliance workflows. Every score response includes structured compliance data that maps directly to regulatory requirements.
Every institutional score includes real-time OFAC, EU, and UN sanctions screening across all known wallets associated with the institution. Flagged addresses are surfaced with transaction details, timestamps, and risk severity classifications that compliance teams can act on immediately.
Generate timestamped, cryptographically signed score reports for regulatory submissions, board presentations, and audit documentation. Each report includes the full factor breakdown, methodology version, data sources, and a verification URL that auditors can independently confirm.
Unlike point-in-time assessments, the Institutional Score updates continuously. Set threshold-based alerts to be notified when a counterparty's score drops below your risk tolerance. Compliance teams receive structured webhook payloads with the specific factors that changed and why.
The Institutional Score API is backed by enterprise SLAs, dedicated support, and guaranteed uptime commitments designed for mission-critical counterparty risk workflows.
The Institutional Score API guarantees 99.95% uptime with automatic failover across multiple availability zones. Median response latency is 95ms. P99 latency is under 250ms. Downtime credits are applied automatically when SLA targets are missed.
Enterprise customers receive a named account manager, priority Slack channel, and guaranteed 4-hour response time for critical issues. Integration engineering support is included during onboarding to ensure seamless deployment into existing risk systems.
VIZI infrastructure is SOC 2 Type II certified. All data is encrypted at rest and in transit. API keys support IP whitelisting, rate limiting, and role-based access controls. Institutional data is never shared with third parties or used for any purpose beyond scoring.
The Institutional Score is available to qualified partners via API and dashboard. Contact our institutional team to discuss your use case and get access.
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