For Wallets & Exchanges | Embed VIZI Scores in Your App

THE ENGAGEMENT ENGINE

Credit scores are the #1 engagement product in financial services

Every major bank, credit card issuer, and fintech has learned the same lesson: the single most effective way to get users to open your app is to show them their credit score. VIZI brings that exact playbook to crypto.

The FICO playbook, proven at scale

In traditional finance, the credit score dashboard is the #1 product feature driving daily active users. Chase, Capital One, American Express, Discover, Apple Card—every major issuer puts the score front and center because it works. Users check their score compulsively. It's the reason they open the app.

Credit Karma built a $7.1B company on a single idea: show people their score for free, then monetize the engagement
Capital One reports 3x more logins from users who check their CreditWise score vs. those who don't
170M+ Americans now check their FICO score through their bank app—more than any other single feature
Score anxiety is real—and it's the most powerful retention mechanism in consumer finance

742

VIZI SCORE

300850

REPAYMENT

Excellent

WALLET AGE

3.2 years

LIQUIDATIONS

None

DIVERSITY

Good

YOUR COMPETITIVE EDGE

Crypto wallets have no equivalent—until now

Traditional banks have FICO. Fintech apps have VantageScore and Credit Karma. But crypto wallets have nothing that makes users come back daily. VIZI changes that.

Daily Active Users

Users check their FICO score 2–3x per week on average. The same psychology applies to on-chain scores. Every DeFi repayment, every staking event, every new protocol interaction changes the number—and users want to see it move.

Session Time

Score dashboards increase average session time by 40%+ in traditional banking apps. Users don't just check the number—they explore the factors, read the tips, check their history, and compare to last month. That's retention you can't buy.

Monetization

Credit Karma generated $1.7B in revenue before acquisition—all from free score access. Engaged users convert to premium tiers, explore new financial products, and stay on-platform longer. Score access is the top of a monetization funnel.

User Acquisition

“Check your crypto credit score for free” is the single most effective hook for acquiring new wallet users. It's the same reason Credit Karma, NerdWallet, and Mint acquired tens of millions of users—the score is the magnet.

DROP-IN INTEGRATION

Two lines of code. Full credit scoring.

Add the VIZI widget to your app in under five minutes. It renders a real-time 300–850 score with factor breakdown, history, and improvement tips—all in your brand colors.

Embed the score where users already live

Drop in our web component or call the REST API directly. The widget handles rendering, theming, and real-time updates automatically. No backend changes required.

White-label branding—your colors, your typography
Works with React, Vue, Angular, or vanilla JS
Score history timeline with event correlation
Real-time score updates as on-chain behavior changes

// Embed the VIZI Score widget <script src="https://cdn.vizi.com/widget.js"></script> <vizi-score wallet="0x1a2b...9z" api-key="vizi_live_abc123" theme="light" show-factors="true" />

PRIVACY BY DESIGN

You never touch customer data. Ever.

VIZI is fundamentally different from traditional credit bureaus. We don't collect, store, or share any personally identifiable information. Your integration is zero-risk from a data liability perspective.

No PII. No Liability.

VIZI scores are computed entirely from public blockchain data—wallet addresses, transaction history, protocol interactions. We never ask for names, emails, SSNs, or any personal information. There is no customer data for you to handle, store, or protect.

Customer-Only Visibility

The score is shown only to the wallet owner inside your app. No one else sees it—not you, not us, not third parties. The data stays between VIZI and your user until the user explicitly requests a score pull to share with a lender or counterparty.

User-Initiated Pulls Only

Scores are never shared with third parties unless the customer explicitly requests it. When a user wants to share their score with a lender, DeFi protocol, or counterparty, they initiate the pull themselves. Full consent, full control, every time.

DEVELOPER EXPERIENCE

Built for speed of integration

Go from zero to credit scoring in under an hour. Our REST API is designed for developer velocity, not enterprise procurement cycles.

Sub-200ms Responses

A single GET request returns the full score payload—numeric score, tier, factor breakdown, and confidence level—fast enough for real-time UI rendering.

SDKs for Every Stack

Official SDKs for Python, Node.js, Go, and Rust. Each handles auth, rate limiting, and retries out of the box. Import, pass your key, start scoring.

Webhooks & Alerts

Get notified when scores change. Set threshold alerts, monitor batch jobs, and receive real-time events via webhook with HMAC-SHA256 signature verification.

USER ENGAGEMENT

Turn credit into a feature users love

Help users understand their scores, track improvements, and build better on-chain credit habits—directly inside your app.

Score Explanations

Every score comes with a plain-language factor breakdown. Users see exactly what helps and hurts—repayment history, protocol diversity, wallet age, liquidation events—with actionable context that drives retention.

Improvement Tips

Personalized recommendations like “diversify across two more protocols” or “maintain staking for 90 more days” give users concrete steps—and reasons to stay active in your wallet.

Score Change Alerts

Push notifications when scores shift. A 30-point jump after a DeFi repayment becomes a celebratory moment in your app. A drop triggers helpful guidance. Either way—engagement.

COMPATIBILITY

Works with the wallets your users already have

Our SDK supports all major wallet providers and chain ecosystems. Score any address on any supported chain.

EVM, Solana, Bitcoin & beyond

Full support for Ethereum, Polygon, Arbitrum, Optimism, Base, Avalanche, BNB Chain, Solana, Bitcoin, and XRP Ledger. Cross-chain score aggregation combines multi-chain activity into a single unified score.