Underwrite DeFi Coverage with On-Chain Credit Intelligence

VIZI Scores give insurance providers the behavioral data to price DeFi coverage accurately, determine eligibility dynamically, and assess claims with verified blockchain evidence.

$4.2B+
DeFi coverage market scored
<200ms
Score response time
15+
Chains covered
792
Average insured score
RISK PRICING

Score-Based Risk Pricing

Price DeFi coverage based on the actual behavioral risk profile of the insured—not just the protocol they use. VIZI Scores add an actuarial dimension that traditional underwriting cannot reach.

Premiums that reflect real risk

Map VIZI Score tiers directly to premium rates. A DeFi user with an 800 score and zero liquidation events pays less than one with a 500 score and a history of risky positions—fair pricing grounded in on-chain evidence.

  • Score-tiered premiums—higher scores earn lower rates automatically
  • Historical actuarial data—default rates, liquidation frequency, and behavioral trends by tier
  • Adverse selection defense—identify and price high-risk applicants before they exploit your book
  • Dynamic repricing—premiums adjust at renewal as scores change
792
INSURED VIZI SCORE
300850
RISK GRADE
Excellent
COVERAGE TIER
Platinum
PREMIUM RATE
-32%
FRAUD FLAG
Clear
COVERAGE ELIGIBILITY

Automated Coverage Decisions

Determine who qualifies for coverage and at what limits. VIZI Scores provide a standardized, verifiable signal for eligibility decisions across every product line.

Score Threshold Tiers

Set minimum VIZI Score thresholds for automatic coverage approval. Applicants above the threshold get instant coverage; those below trigger manual review. Configurable per product, per protocol, and per coverage amount.

Dynamic Policy Limits

Tie maximum coverage amounts to VIZI Score tiers. Higher-score applicants qualify for higher limits because they represent lower risk. Your exposure scales dynamically with each insured party's creditworthiness.

Portfolio Risk Assessment

For institutional clients, VIZI provides aggregate scoring across entire wallet portfolios. Underwrite based on full position sets—not just individual wallets. Portfolio-level analysis captures diversification benefits and concentration risks.

CLAIMS ASSESSMENT

On-Chain Evidence for Every Claim

When claims are filed, VIZI Score data provides verifiable, immutable, and independently auditable evidence for assessment—eliminating ambiguity from the claims process.

Investigate, validate, and resolve faster

On-chain behavioral data gives your claims team the evidence they need to distinguish genuine losses from fraudulent ones. Every data point is cryptographically verifiable on the blockchain.

  • Historical behavior analysis—see the claimant's on-chain activity leading up to the covered event
  • Fraud pattern detection—self-inflicted losses leave traceable on-chain signatures
  • Automated evidence reports—full transaction history, score factor breakdown, and behavioral timeline
  • Undisputable records—blockchain-verified data means no contested evidence

Claims Investigation

Verify on-chain activity at the time of the covered event. Was the claimant taking excessive risks, or were they a prudent participant caught by a protocol exploit? VIZI shows the full behavioral timeline.

INTEGRATION

Smart Contract Integration

Connect VIZI scores to your underwriting systems, claims platforms, and on-chain insurance protocols through multiple integration methods.

On-Chain Oracle

Read VIZI Scores directly from smart contracts via our Chainlink-compatible oracle. Automate coverage eligibility checks, premium calculations, and claims triggers without leaving the blockchain. Deployed across 15+ supported chains.

REST API

Pull scores, factor breakdowns, and historical data into your underwriting platform and claims management system. Sub-200ms response times, 99.99% uptime SLA, and pre-built connectors for Nexus Mutual, InsurAce, and traditional carrier platforms.

Webhooks & Alerts

Receive real-time notifications when insured parties' scores change significantly. A 50-point drop may signal increased DeFi exposure—allowing proactive outreach or coverage adjustment before a claim materializes.

ONBOARDING

Getting Started

From initial evaluation to production integration, our team supports insurance partners through every step.

Sandbox Access

Evaluate VIZI Score data quality against your target market. Test API integration and validate data completeness with real historical score data.

Actuarial Review

We provide full methodology documentation under NDA—model validation reports, back-testing results, and score-to-loss correlations for your actuarial team.

Integration Build

Dedicated engineers connect VIZI to your underwriting platform, claims system, and pricing engine. Pre-built connectors for DeFi and traditional carriers.

Go Live

Launch with real-time scoring, webhook alerts, and continuous monitoring. Our team provides ongoing support, quarterly reviews, and model updates.

BLOCKCHAIN COVERAGE

Scoring Across 15+ Chains

VIZI aggregates behavioral data from every major blockchain—giving your underwriting team a unified risk view regardless of which chain the insured operates on.

Ethereum Bitcoin Solana Polygon Avalanche Base BNB Chain Aptos Cardano XRP Ledger Sui Optimism Ethereum Bitcoin Solana Polygon Avalanche Base BNB Chain Aptos Cardano XRP Ledger Sui Optimism

Ready to underwrite DeFi with on-chain credit data?

Join the insurance providers already using VIZI Scores to price risk accurately, reduce adverse selection, and grow profitable DeFi coverage books.

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