Integrate VIZI Scores directly into your smart contracts and protocol logic. Enable undercollateralized lending, dynamic interest rates, and intelligent liquidation thresholds—all powered by real on-chain credit data.
Move beyond 150% collateralization ratios. VIZI Scores let your protocol offer reduced collateral requirements to borrowers with proven on-chain creditworthiness.
Map VIZI Score tiers directly to collateral requirements. Borrowers with scores above 750 can post as little as 110% collateral, while those below 500 remain at your standard overcollateralized rate. Governance-configurable thresholds let your DAO set the risk appetite.
Replace one-size-fits-all rate curves with credit-adjusted pricing. Reward good actors, price risk accurately, and attract the borrowers every protocol wants.
Layer VIZI Scores onto your existing interest rate model. High-score borrowers receive rate discounts reflecting lower default probability, while riskier borrowers pay premiums that compensate the pool for additional risk exposure.
As borrower scores change, rates adjust automatically. Consistent repayers see rates improve over time. Those taking on excessive leverage see rates reflect the increased risk—before a liquidation event occurs.
Protocols offering credit-based pricing attract the best borrowers in DeFi. High-score users migrate to platforms where good behavior is rewarded—improving your pool quality and reducing overall protocol risk.
Credit data adds a behavioral layer to price-only risk models. Reduce unnecessary liquidations while protecting pool solvency.
A wallet with an 800 VIZI Score and zero liquidation events earns more breathing room during volatility. Repeated near-liquidations tighten thresholds automatically.
VIZI webhooks notify your protocol when a borrower's credit profile deteriorates—before their position reaches the liquidation threshold.
Differentiating between temporarily underwater positions held by reliable borrowers and genuinely risky positions lets your protocol avoid both unnecessary liquidations and bad debt accumulation.
Read VIZI Scores on-chain or off-chain—your architecture, your choice. Our oracle network and REST API both deliver the same score data with cryptographic verification.
Our oracle contract publishes VIZI Scores on-chain with cryptographic attestation. Your smart contract reads the score directly—no off-chain calls, no trusted relayers, no centralization risk. Available on 15+ chains.
For off-chain consumption, our REST API returns scores in under 200ms with full factor breakdowns, confidence levels, and historical data. Batch endpoints score entire borrower pools in a single request.
Import our Solidity library to read and verify VIZI Scores in three lines of code. Handles oracle resolution, score verification, and staleness checks. Audited by Trail of Bits, MIT licensed.
From application to production in as little as two weeks. Our integration team supports you at every step.
Submit a partner application. Our team reviews your protocol architecture and proposes an integration plan within 48 hours.
Get testnet API keys and access to our sandbox environment. Score simulated wallets and test your smart contract integration.
Deploy the oracle contract or connect the REST API. Our Solidity library and SDKs make integration straightforward.
Flip to mainnet. Your protocol now reads real VIZI Scores for every borrower, with real-time updates and webhook alerts.
VIZI Scores are chain-agnostic. Our oracle network and API support every major L1 and L2—with more added every quarter.
Join the protocols already using VIZI Scores to unlock undercollateralized lending, dynamic rates, and smarter risk management.
Start Integrating