Partner with VIZI to embed on-chain credit scores in your cardholder experience. Drive engagement the way FICO drives logins for every major bank—then earn revenue on every API call your partners generate.
Chase, Capital One, Discover, American Express—every major card issuer learned the same lesson: showing cardholders their credit score is the single most effective feature for driving app opens and retention. VIZI is the crypto equivalent.
Credit Karma built a $7.1B business on one insight: give people their score for free, and they'll come back obsessively. Capital One reports 3x more logins from CreditWise users. 170M+ Americans now check their FICO through their bank app—more than any other single feature. VIZI enables the same dynamic for crypto card programs.
As a VIZI distribution partner, you don't just use the score—you distribute it. Every wallet, lender, DeFi protocol, and fintech that pulls a VIZI Score through your integration generates API call revenue that flows back to you.
Every partner in your network that calls the VIZI API generates revenue. Wallets checking scores, lenders pulling credit data, DeFi protocols gating features—each API call creates a revenue event. You earn a percentage of every call that originates from your distribution network. Volume grows, your revenue grows.
Incentivize your merchant partners, wallet integrators, and lending partners to adopt the VIZI Score. Each new partner you bring into the network increases API call volume across the entire ecosystem. We provide co-marketing support, integration assistance, and dedicated partner engineering for your top integrators.
Real-time dashboard showing API call volume by partner, revenue accrual, and network growth metrics. Monthly payouts with detailed breakdowns. See exactly which partners generate the most volume and where your distribution network is expanding fastest.
Offer premium score features—detailed factor breakdowns, score monitoring alerts, improvement plans—as paid tiers in your cardholder app. You set the pricing. VIZI powers the data. Keep 100% of the premium subscription revenue on top of your API revenue share.
Millions of crypto holders have real wealth and proven financial discipline—but zero traditional credit history. The VIZI Score lets you approve applicants that bureaus can't see.
A wallet that has maintained healthy collateral ratios across Aave and Compound for 18 months, never been liquidated, and diversified across 6+ protocols tells you more than a thin-file FICO score ever could. VIZI turns that behavior into an underwriting signal you can act on.
Full credit limit. Lowest APR. These cardholders have 18+ months of clean DeFi history, zero liquidations, and diversified protocol usage.
Moderate limits with standard APR. Active on-chain users with some risk factors—recent wallet, limited diversification, or one historical liquidation event.
Blockchain data reveals synthetic identities, mixer exposure, and sanctions violations that traditional fraud stacks miss entirely.
Cross-references wallets against OFAC, EU, and UN sanctions lists. Transaction graph analysis catches indirect exposure to sanctioned entities through obfuscation layers that simple address matching misses.
Flags wallets with artificial activity patterns, wash trading, and suspiciously rapid credit-building behavior. On-chain history can't be faked retroactively—unlike traditional credit files.
Every score includes full audit trail: data sources, factor weights, and blockchain transaction references. Examiners can independently verify every data point on-chain. Adverse action notices generated automatically from factor breakdowns.
VIZI scores are computed entirely from public blockchain data. We never collect, store, or share personally identifiable information. Your integration carries zero data liability.
No names, emails, SSNs, or personal data. Scores are derived from wallet addresses and public transaction history only. There is no customer data for you to handle, store, or protect.
The score is shown only to the cardholder. No one else sees it until the cardholder explicitly requests a score pull to share with a lender, counterparty, or third-party service. Full consent, full control.
Scores are never shared with third parties unless the customer requests it. This is fundamentally different from traditional bureaus that sell consumer data without explicit per-transaction consent.
An applicant's creditworthiness isn't confined to one chain. VIZI aggregates activity across all major ecosystems into a single unified score.
No upfront costs. No long procurement cycles. Start distributing the VIZI Score to your cardholders and partner network immediately.
Sign the distribution partnership. Define your network, revenue share tier, and integration scope. Dedicated partner success manager assigned.
Get API keys instantly. Test with deterministic addresses for every score tier. Simulate underwriting decisions, webhook events, and edge cases end-to-end.
Embed the score widget in your cardholder app. Connect the underwriting API to your decisioning engine. Integration engineers on Slack for code review and QA.
Swap sandbox keys for production. Start onboarding partners into your distribution network. Monitor API volume, revenue, and cardholder engagement in real-time.
Join the card issuers building the next generation of crypto-native financial products. Earn revenue on every API call. Underwrite with confidence.
Become a Distribution Partner →